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  1. Platinum
      1. 7.99%
        1. APR*
  2. Cash Back Rewards
      1. 10.99%
        1. APR*

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Check Today's Rates

  1. New Auto Loan
    1. As Low As
      1. 4.49%
        1. APR*
  2. Used Auto Loan
    1. As Low As
      1. 4.49%
        1. APR*

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Check Today's Rates

  1. 15-Year Mortgage
    1. As Low As
      1. 5.500%
      2. 5.662%
        1. APR*
  2. 20-Year Mortgage
    1. As Low As
      1. 5.999%
      2. 6.130%
        1. APR*
  3. 30-Year Mortgage
    1. As Low As
      1. 6.357%
      2. 6.476%
        1. APR*

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Hear From HNCU Members

  • In over 35 years working with different banks and credit unions all around the country, Lisa and her customer service stand out to me as the best I have ever received.

    – Brian M.

  • I was a commercial banker for over 30 years. I am so impressed with HNCU. Everyone is so friendly. I recommend your services to everyone!

    – Debra B.

  • I am so impressed with Heather - she helped me with my loan today and she made it a simple and stress free process. I'm so thankful for her expertise and assistance. My husband and I have been members here for the last 20 years (since 2002) and the service provided by Heather (and other staff) will keep us here for 20 more!

    – Jennifer G.

  • I'm always greeted by name and it's always a pleasure to see everyone. Their service is top notch and very pleasant when serving me.

    – Mercedes E.

  • So friendly, always so helpful. Been a member for several years. Very happy.

    – Elisa V.