Black Friday Specials from HNCU

We've sniffed out a few specials to make the holidays brighter!

HNCU Black Friday Specials

Get ready to make the most of this holiday season with our limited-time Black Friday Specials! 

$1,000 Off Mortgage Closing Costs

  • Competitive Rates
  • Local Decision & Processing
  • Save Time, Get Pre-Approved

Call Lisa at 720-872-8617 for more information or start your application now.

Auto - New Loan*

It's the perfect time to get a new or new to you vehicle. For a limited time we have with loans as low 4.99% APR. Make the most of this holiday season with our limited-time Black Friday Loan Special!

  • As low as 4.99% APR*.
  • No payments for 90-days.
  • Same rate, NEW OR USED.
  • Flexible terms. 

Apply now or call 303-450-0719 to speak with a Financial Service Representative.

Auto - Refinance

Refinance your high-interest vehicle loan from another lender with HNCU to enjoy lower rates, reduce your interest, and save on your monthly payments. AND to make the holidays a bit brighter we're offering no payments for 90-Days!  

  • Lower your current rate by 3% APR** when you refinance your loan from another institution.  
  • Keep cash in your wallet this holiday season with no payments for 90-days.
  • Save money with lower monthly payments. 

Apply now or call 303-450-0719 to speak with a Financial Service Representative.

CD Special

 Expand your savings with this holiday season with our CD special. 

  • 5.00% APY***.  
  • $500 Minimum Opening Deposit

Call 303-450-0719 to speak with a Financial Service Representative.

NMLS#619227 The $1,000 lender credit will be applied to closing costs for purchases only. Loan must close within six (6) months of the application date. HNCU only offers financing on homes in Colorado. Property insurance is required *APR=Annual Percentage Rate. Not available on current loans held by HNCU, new loans only. Interest will continue to accrue on loan. **Not available on current loans held by HNCU. Refinances from other institutions . Interest will continue to accrue on loan. Cannot go below floor rate, 4.99%. ***APY=Annual Percentage Yield. APY offered as of 11/29/24. Please see Truth-In-Savings: Share Certificates for more information. Annual Percentage Yields are accurate as of publication date and are subject to change without notice. Dividends are compounded daily and credited monthly on all accounts. The dividend period for all accounts is the calendar month. Additional deposits are not allowed on Share Certificates and IRA Share Certificates. Penalties apply for early withdrawal. Penalty may decrease principal. No monthly maintenance fee for Share Certificates and IRA Share Certificates.

All loans require a completed loan application and subject to credit qualifications. Membership required.


Some restrictions may apply, one offer per loan. All special offers expire on 12/13/24. All Black Friday offers may be withdrawn at any time and are subject to change at HNCU’s sole discretion.

For new car terms of 60 months estimated monthly payment of $754.64. per $40,000 borrowed. Minimum auto loan is $1,000. Payment is based on new car rate of 4.99% APR. Rate assumes LTV of 125% or less. Program subject to change without notice. Member conditions apply. 84-month used auto stipulations: Minimum loan amount is $25,000 and cannot be more than 2 years older than the current year, with FICO score of 760+