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Kasasa Checking®

Kasasa Cash Back Checking Video


with your debit card purchases

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Choose your reward with one of our FREE Kasasa® checking accounts! Whether it’s cash back or Tunes rebate, our two Kasasa checking accounts refund your ATM fees, nationwide* and never charge you a monthly service fee. It’s free checking that rewards you the way you want!

Choose the Kasasa account and reward that is right for you!

Kasasa Cash Back®

Get cash back on debit card purchases and earn 3%, up to $9.00 per month when you meet qualifications.

Pair your account with Kasasa Saver® to automatically transfer ATM refunds and rewards to your savings account. Just like that.

Benefits of Free Kasasa Cash Back® Checking:

  • Free checking with rewards
  • Get 3% cash back on debit card purchases (up to $9 monthly)*
  • Get refunds for ATM fees nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • Minimum for qualified members to open a membership is $10

Kasasa Cash®

When you meet monthly qualifications, you’ll earn our highest dividend rate—4.00% APY on balances up to $25,000.00!

Benefits of Free Kasasa Cash® Checking:

  • 4.00 % APY* on balances up to $25,000 if qualifications are met
  • 4.00% to 0.80% APY on balances over $25,000 depending on balance in account*
  • 0.01% APY* if qualifications aren’t met
  • Get refunds for ATM fees nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • Minimum for qualified members to open a membership is $10

Pair your account with Kasasa Saver®  to boost your dividend rate in your savings account!*

Kasasa Tunes®

Get refunds each month for music, movies, apps, and more!* Kasasa Tunes® is our FREE checking account that reimburses you for downloads and purchases from, Amazon®

Benefits of Free Kasasa Tunes® Checking:

  • Earn $10 each month in iTunes®, Amazon® or Google Play® refunds*
  • Get refunds for ATM fees nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • Minimum for qualified members to open a membership is $10


FREE Online Banking
FREE Online Bill Pay
FREE Mobile Banking**
FREE QwikSnap Deposit – Remote Deposit Capture
FREE Direct Deposit
FREE Online Statements
FREE Text Banking
FREE 12/24 Phone Bank
FREE Unlimited Check Writing
FREE Transactions at 30,000+ CO-OP Network ATMs
FREE Transactions at 5,000+ Shared Branches Nationwide
No Monthly Debit Card Fees
No Per-check Fees

How to Earn Your Rewards:

It's so easy to qualify; you're probably already doing it! To earn your rewards, simply do the following
activities and transactions in your Kasasa Cash Back account each monthly qualification cycle

  • At least 1 direct deposit, ACH payment, or bill pay transaction(s)
  • At least 15 debit card purchases
  • Be enrolled in and agree to receive e-statements

We understand life gets busy. If you don’t meet the qualifications one month, your account is still free and you can try again the following month.

As a reminder, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle.


Link your FREE Kasasa Cash Back or Kasasa Cash checking account to Kasasa Saver, and your rewards become automatic savings. Just like that.

Kasasa® Monthly Qualifying Cycles Schedule 


Kasasa® Truth-In-Savings Disclosure  


*APY=Annual Percentage Yield. APYs accurate as of 3/1/23.


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