For share certificates with terms of 6 months or less, the minimum balance is $500. The minimum balance is $1,000 for all share certificates over 6 months.
Polar Bear Kids Club and Teen Vision Club accounts automatically earn highest rate.
$10 monthly fee if account falls below the minimum balance of $25,000. No dividends are earned on the days that the account balance falls below the minimum balance.
No dividends will be earned on the days that the minimum balance falls below $2,500.
Minimum balance to earn dividends is $500. $10.00 monthly fee charge when balance below $500.
Minimum balance for IRA Share Certificates is $500.
Annual Percentage Yields are accurate as of publication date and are subject to change without notice. Dividends are compounded daily and credited monthly on all accounts. The dividend period for all accounts is the calendar month. Additional deposits are not allowed on Share Certificates and IRA Share Certificates. Penalties apply for early withdrawal. Penalty may decrease principal. Please see Truth-in-Savings or Certificates disclosures for specific account requirements and restrictions.
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA, National Credit Union Administration, a U.S. Government Agency
APR = Annual Percentage rate. APY =Annual Yield Rate. Rates and terms are subject to change without prior notice. NMLS #619227 Mortgage APR is based on $100,000 loan amount. To obtain additional disclosures click here.
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Effective: December 1, 2020 - Summary of Changes to the Membership and Account Agreement
At Horizons North Credit Union, we continually strive to provide our members with the best deposit account products and services available. With that in mind, we are making important changes to our Membership and Account Agreement ("Agreement"). These changes will help us improve our account products and services, in the most cost-effective manner.
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